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$8,063 is the 2023 savings goal for the average Oklahoman, the survey finds.

$8,063 is the 2023 savings goal for the average Oklahoman, the survey finds.

• This compares to a national average savings goal of $8,082.

• Nebraskans aim to save the most ($16,093); North Dakotans the least ($1,565).

As the new year begins, it’s usually the time we start to think about what we want to do, or achieve, over the year ahead, and make some resolutions. Perhaps it’s to lose weight, quit smoking, or even save money - but if what we want is vague, it’s less likely to happen. Indeed, studies show that fewer than 25% of people stay committed to their resolutions after just 30 days and only 8% accomplish them.

 

However, for those who have clear goals, particularly when it comes to finances, it is revealed that the average Oklahoman plans to save $8,063 (which would be $672 per month) in 2023. That is according to a survey of 3,500 Americans by real time coupon and deals discovery engine, CouponBirds. This compares to a national average savings goal of $8,082.

 

The state which is setting itself the highest goal is Nebraska, aiming for $16,093 of savings next year. North Dakotans have set themselves the lowest goal, at just $1,565.

The survey also found that saving money is the resolution most people are likely to make at the start of the new year (28% of us said we wanted to). This was followed by exercising more (24%), quitting smoking (20%), meeting new people, and getting out more (12%), losing weight (8%), reducing alcohol intake (4%), and learning a new skill (4%).

 

But when asked how confident they are of hitting their new year savings goal, less than half (39%) say they are confident of doing so! Well, that hardly bodes well - you have to believe in yourself. When asked whether they set their savings goals independently, or with their partner, surprisingly half (50%) said they do it on their own.

 

56% of people say 2023’s savings goal will be adjusted (lower) due to inflation, and 64% say that they keep a closer watch on their partner’s spending habits in times of high inflation. 51% say they avoid talking about money with their partner altogether, because, inevitably, it can lead to arguments.

"As we enter the new year, many of us make resolutions to improve ourselves and our lives. One resolution that can benefit us all is to start saving money. Whether it's setting aside a little bit each week or creating a budget to help us better manage our expenses, saving money can help us achieve our financial goals and give us peace of mind. So let's make saving money a top priority in the new year and see how far it can take us!" says Tricia Smith of CouponBirds.

 

Segun encuesta $8,063  es la meta de Ahorros para 2023 para El Oklahoman 

· Esto se compara con una meta de ahorro promedio nacional de $8,082. Los habitantes de Nebraska aspiran a ahorrar más (16.093 dólares); Dakota del Norte el menos ($ 1,565).

A medida que comienza el nuevo año, generalmente es el momento en que comenzamos a pensar en lo que queremos hacer o lograr durante el próximo año y hacer algunas resoluciones. Tal vez sea para perder peso, dejar de fumar o incluso ahorrar dinero, pero si lo que queremos es vago, es menos probable que suceda. De hecho, los estudios muestran que menos del 25% de las personas permanecen comprometidas con sus resoluciones después de solo 30 días y solo el 8% las cumple. Sin embargo, para aquellos que tienen objetivos claros, particularmente cuando se trata de finanzas, se revela que el Oklahoman promedio planea ahorrar $ 8,063 (que serían $ 672 por mes) en 2023. Eso es según una encuesta de 3.500 estadounidenses por el motor de descubrimiento de cupones y ofertas en tiempo real, CouponBirds. Esto se compara con una meta de ahorro promedio nacional de $8,082. El estado que se está fijando la meta más alta es Nebraska, con el objetivo de ahorrar $ 16,093 el próximo año. Los habitantes de Dakota del Norte se han fijado el objetivo más bajo, con solo $ 1,565.

La encuesta también encontró que ahorrar dinero es la resolución que la mayoría de la gente probablemente hará al comienzo del nuevo año (el 28% de nosotros dijo que queríamos). Esto fue seguido por hacer más ejercicio (24%), dejar de fumar (20%), conocer gente nueva y salir más (12%), perder peso (8%), reducir el consumo de alcohol (4%) y aprender una nueva habilidad (4%). Pero cuando se les preguntó qué tan seguros están de alcanzar su meta de ahorro de año nuevo, ¡menos de la mitad (39%) dicen que confían en hacerlo! Bueno, eso no es un buen augurio, tienes que creer en ti mismo. Cuando se les preguntó si establecieron sus objetivos de ahorro de forma independiente o con su pareja, sorprendentemente la mitad (50%) dijo que lo hacen por su cuenta. El 56% de las personas dice que la meta de ahorro de 2023 se ajustará (más baja) debido a la inflación, y el 64% dice que vigila más de cerca los hábitos de gasto de su pareja en tiempos de alta inflación. El 51% dice que evita hablar de dinero con su pareja por completo, porque, inevitablemente, puede conducir a discusiones.

"Al entrar en el nuevo año, muchos de nosotros hacemos resoluciones para mejorarnos a nosotros mismos y a nuestras vidas. Una resolución que puede beneficiarnos a todos es comenzar a ahorrar dinero. Ya sea que se trate de reservar un poco cada semana o crear un presupuesto para ayudarnos a administrar mejor nuestros gastos, ahorrar dinero puede ayudarnos a alcanzar nuestras metas financieras y darnos tranquilidad. ¡Así que hagamos que ahorrar dinero sea una prioridad en el nuevo año y veamos hasta dónde nos puede llevar!", dice Tricia Smith de CouponBirds.

 

 

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